It's typically very expensive to set up and run your own cards program. Not with Hydrogen! We have $0 setup fees, simple per user pricing, and month to month contracts. Hydrogen's no-code platform orchestrates dozens of features. This will save the typical company over $250,000 in fees! Hydrogen will cut out the following costs that you would need to cover if you ran your own program:

Corporate Costs

• Backend Engineering Salaries
• Frontend Engineering Salaries
• Product Management Salaries
• Designer Salaries
• Compliance Officer Salary
• Partnership Manager Salary

Third-Party Vendor Costs

• Program Manager Fees
• Processor API Fees
• Sponsor Bank Fees
• Card Network Fees
• KYC Fees
• ACH Fees
• IAV Fees
• Card Printing Fees
• Wallet Fees

Legal and Compliance Costs

• PCI Compliance
• SOC 2 Compliance
• E&O Insurance
• Crime Insurance
• Breach Insurance
• Liability Insurance
• PII Vault
• Pen Testing
• Attorney Fees
• Audited Financials
• Compliant Call Center